Most patients pay $300–$600/month. Many qualify for $0 down. We work with three financing partners to find your "yes."
These are typical patient ranges. Your exact rate depends on credit, treatment, and lender — we'll get you a real number after your free consultation.
OAC = On Approved Credit. Examples are illustrative and not a quote. Actual rates vary by lender and credit profile.
Most dental offices use one financing company. If they say no, you're stuck. We submit your application to all three of our lender partners — and pick the best offer for you.
Industry-standard healthcare financing. Promotional 0% APR periods on qualifying purchases. Quick online application.
Extended-term plans up to 84 months with fixed monthly payments. Great for full-mouth and All-on-4 cases.
Designed specifically for high-value dental cases. Often approves patients other lenders decline.
Tell us about your situation in 60 seconds — including treatment goals and your budget comfort.
We submit a soft inquiry to all 3 lenders simultaneously. Soft inquiries don't hurt your credit score.
We bring the best monthly payment offers to your free consultation. Pick the one that fits your life.
We've helped hundreds of patients get approved for treatment after being told no by other dental offices. Why? Because we work with three lenders — and one of them often specializes in your exact situation.
It varies by lender. Some of our partners approve scores in the high 500s. Pre-qualifying with all three lenders at once is the fastest way to know what you actually qualify for — and it doesn't impact your credit.
No. We use soft credit pulls during pre-approval. Your credit score only changes if you accept a loan offer and the lender runs a hard inquiry as part of finalizing the loan.
Yes. We process insurance benefits first (where applicable) and finance the remaining patient responsibility. Most dental insurance has annual maximums that don't cover full implant treatment, but every dollar helps.
Yes. CareCredit offers promotional 0% APR periods (typically 6–24 months) on qualifying purchases when paid in full within the promo period. Longer-term plans (60–84 months) typically have fixed APRs.
Talk to us. We've worked with patients through job changes, life events, and other surprises. Our priority is finishing your treatment safely — we'll find a way.
No commitment, no impact to your credit. Get a real estimate of your monthly payment today.